A land/home package is when a person buys a piece of land and a
manufactured home. A person must be qualified and approved by
a lender, and when this is done a new loan is created and pays off
the land and the home.
The process starts when a person pays their down payment at the
manufactured site and then it takes 90 to 120 days before the home is ready to move into. There are two types of loans both an FHA and a conventional loan. An FHA has some additional requirements when building and pays out the home and land when the house is turn key ready. A construction loan pays out as the work progresses.
There are many manufactured home dealers that you can choose from, We have provided some links to a few dealers.